Motor insurance claims · Warsaw and surrounding area
Car accident claim? We'll handle it for you – all the way to payment.
We report the claim to the insurer, check the repair estimate and appeal when the compensation is too low. You pay nothing upfront – our commission is settled only once the claim is closed.
- Phone answered 24/7
- No upfront fees
- Claims under the at-fault driver's OC and your AC
How we can help
Claim reporting and handling
We report the claim under the at-fault driver's OC or your own AC, gather the documents and keep the insurer to its deadlines.
More →Underpaid compensation
We check the insurer's estimate line by line. If it's too low, we file an appeal and claim the difference.
More →Total loss
We verify the pre-accident value of your car and the salvage value – so the payout lets you buy a similar car.
More →How it works
You call or fill in the form
You tell us what happened. We tell you straight whether and how we can help.
We agree the terms
Before we start, you know the commission and what we need from you.
We handle the claim
We deal with the insurer, keep track of deadlines and keep you updated.
We settle at the end
You pay the commission only once the claim is closed.
What does our help cost?
0 zł
upfront
We charge no fees to get started.
Commission
after the claim is closed
We settle only once your claim has been closed.
Rate
agreed individually
It depends, among other things, on the number of claims – e.g. if you have several cars or a fleet. You'll know it before we start.
What to prepare
- the at-fault driver's statement or the police report number,
- the at-fault car's registration number and its insurer (or policy number),
- your car's registration certificate,
- photos of the damage and of the scene,
- if the claim is already reported – the claim number and letters from the insurer (estimate, decision).
Missing something? Call us – we'll tell you how to fill the gaps.
Where we work
We serve clients in Warsaw and the surrounding area. Our office is in Michałowice, just outside Warsaw, at ul. Jesionowa 30.
Frequently asked questions
How much does claims handling cost?
You pay nothing upfront. We work for a commission settled after the claim is closed. The rate is agreed individually before we start – it depends, among other things, on the number of claims.
Can you help if the claim has already been reported?
Yes. We can take over at any stage – including when you already have the estimate or the insurer's decision and think the amount is too low.
Do you handle AC (comprehensive) claims?
Yes. With AC, what you're entitled to depends on your policy terms (OWU) – we'll check them before we start.
How long does the insurer have to pay?
For a claim under the at-fault driver's OC, the insurer generally has 30 days from the report to pay. If the circumstances couldn't be clarified within that time, it pays within 14 days of clarifying them, but no later than 90 days from the report – unless the outcome depends on criminal or civil proceedings. For AC (comprehensive) the deadline is generally also 30 days from the report (Article 817 of the Polish Civil Code), unless your policy provides for a shorter one.
How long can I claim an additional payment?
Claims under the at-fault driver's OC generally become time-barred 3 years from the day you learned about the damage and who is liable for it – but no later than 10 years from the incident, or 20 years if the damage results from a crime.
Where do you operate?
In Warsaw and the surrounding area. Our office is in Michałowice, just outside Warsaw, at ul. Jesionowa 30.
Tell us about your claim – we'll call you back
Leave your phone number or call us – we answer 24/7. The call doesn't commit you to anything.